https://scispub.org/index.php/ajssr/issue/feed 2022-01-10T23:32:09+00:00 NCP Ltd. ajssr@scispub.org Open Journal Systems <p>The Industrielle Beziehungen. Zeitschrift für Arbeit, Organisation und Management<br />(INBE) has been published by the NCP Publications Ltd., for research paper on science societies. INBE provides a unique platform for theoretical and empirical discussions that distance themselves from the limited focus of discipline. It dedicates itself to comparative research and articles which deal with cases that exceed traditional field and country studies concerns. It is strongly encouraged by the Industrielle Beziehungen. Zeitschrift für Arbeit, Organisation und Management<br />(INBE) that the transdisciplinary analysis of contemporary and historical social change in Asia offers international scholars a meeting route for anthropological, cultural, economic, geographical, historical, political, pathological and sociological research. INBE also welcomes articles focusing on the humanities, which discuss relevant social issues. INBE publishes research papers, special themes and short symposiums which are internationally peer reviewed.</p> https://scispub.org/index.php/ajssr/article/view/134 2022-01-10T22:09:31+00:00 Fengfei Chang Lee chang.lee@hkuni.hk

<p>We discover a positive association between a firm's innovativeness and its cash holdings using data from 11,653 innovative enterprises in 51 non-US economies. This relationship is even stronger now that patent boxes have been implemented, which provide preferential tax treatment for patent income. Additionally, creative multinationals that face increased repatriation taxes amass larger total cash holdings. The positive innovativeness–cash relationship is more pronounced in countries with higher R&amp;D tax credits, less developed financial markets, stronger governance, stronger shareholder rights, more technicians, better infrastructure, and greater investment freedom, as well as in industries with fiercer competition and longer innovation cycles. Innovative organizations with greater cash on hand invest more in research and development and generate more patents. In general, our findings shed light on the factors that contribute to the massive wealth buildup in creative enterprises globally.</p>

2022-01-10T00:00:00+00:00 Copyright (c) 2022 https://scispub.org/index.php/ajssr/article/view/135 2022-01-10T23:05:54+00:00 Chin Tae Zan tae.zan12@tshu.cn

<p>We investigate the dynamics of two governance constructs, management influence over the board of directors and CEO remuneration, in enterprises in crisis from 1992 to 2019. Data reveal a strong trend of improving governance over time, which confounds the conclusion concerning the impact of distress on governance. Using a bias-corrected matching estimator to control for secular trends, we find that distressed businesses cut management board appointments and CEO compensation, deepen managerial incentive alignment, and increase CEO turnover. The performance-related component of CEO remuneration accounts for the majority of changes in CEO compensation in troubled businesses, which is consistent with the "shareholder value" perspective on CEO compensation.</p>

2022-01-10T00:00:00+00:00 Copyright (c) 2022 https://scispub.org/index.php/ajssr/article/view/136 2022-01-10T23:11:37+00:00 Kevin Joseph Jr. joseph.kevin1@uj.ac.za

<p>A major criterion is the reduction of snags in the management of mobile money systems. The study was prompted by the ongoing problems with mobile money management. Previous research in underdeveloped nations concentrated mostly on technology algorithms for mobile money systems, with little attention paid to managerial issues. The research aims to reduce hiccups in the management of mobile money systems. A qualitative investigation was carried out, which was supported by activity theory and directed by an interpretative paradigm. The major data tools were semi-structured interviews and an internal document review. Expert purposive sampling was used, and data was thematically evaluated and themes were mapped onto activity theory nodes. The study's key findings included inadequate monitoring of mobile money agents, insufficient confidentiality and privacy in financial transactions, the use of general accounts for financial transactions, the use of generic guidelines and policies, third-party involvement in sensitive mobile money activities, and weak staff recruitment policies. The study's managerial implications include online customer registration, the implementation of online transaction monitoring, the online categorization of mobile money accounts, digital financial crime checks, digital validation of customer identities, and the continuous review and updating of mobile money guidelines.</p>

2022-01-10T00:00:00+00:00 Copyright (c) 2022 https://scispub.org/index.php/ajssr/article/view/137 2022-01-10T23:17:52+00:00 Daniel Alves Abba dani.abba@bolgatu.edu.gh

<p>We investigate the influence of the rapidly developing mobile banking service "mobile money" on rural households' capacity to smooth their investment in education following a negative shock. We find that a negative shock reduces per school-age kid educational spending by 9.3 percentage points in families that do not utilize mobile money but by 8.3 percentage points in homes that have used mobile money. The underlying process is a rise in remittance receipts and sender variety as a result of the lower transaction costs afforded by mobile money. We demonstrate that our findings are resistant to alternative processes. We utilize the extension of the mobile money agent network as an exogenous variable in mobile money access.</p>

2022-01-10T00:00:00+00:00 Copyright (c) 2022 https://scispub.org/index.php/ajssr/article/view/138 2022-01-10T23:20:54+00:00 Mahdi Giozafat gio.mahdi@msu.edu

<p>Mobile money services give trade benefits such as bill payment, decreased transaction costs and time, expanded savings possibilities, sales, and convenience. Despite the benefits, traders in Uganda are still slow to adopt and use mobile money services. This article reflects on the findings of a study that looked at the barriers that merchants experience while utilizing and implementing mobile money services in Uganda. A self-administered questionnaire was utilized to obtain data from 394 survey respondents. A model for encouraging traders to use mobile money services is offered. The suggested model expands on the Unified Theory of Technology Acceptance and Use. According to regression study, performance expectancy, social factors, and sensitization components all have a substantial impact on the behavioral intention of mobile money service uptake for trade. On the other hand, security and effort expectation had no significant affect on traders' behavioral intention to use mobile money services. Furthermore, the data show that enabling conditions affected the utilization of mobile money services for commercial transactions. The suggested approach is adaptable and generic, and it may be used in other developing nations with comparable circumstances to Uganda.</p>

2022-01-10T00:00:00+00:00 Copyright (c) 2022 https://scispub.org/index.php/ajssr/article/view/139 2022-01-10T23:23:36+00:00 Duc Dang Thi Viet ducdtv@ptit.edu.vn Luan Nguyen Thanh luannt@huflit.edu.vn Anh Nguyen Duc Hoai ngdhoaianh@huflit.edu.vn

<p>The purpose of this article is to study the antecedents of behavioral intention toward mobile money, as well as the mediating impact of trust on behavioral intention and financial inclusion, using an enlarged unified theory of technology acceptance and use. The data were collected and analyzed using SmartPLS 3.0. To establish the exogenous constructs’ relevance and performance, a matrix analysis of importance-performance was performed. The findings reveal that the behavioral urge to utilize mobile money is primarily driven by awareness, structural assurance, habit, and performance expectation. The behavioral intention of mobile money will considerably influence its adoption, and trust will not operate as a mediator between behavioral intention and financial inclusion. </p>

2022-01-10T00:00:00+00:00 Copyright (c) 2022 https://scispub.org/index.php/ajssr/article/view/140 2022-01-10T23:29:27+00:00 Patricia Mac Alexa patric.alex@tute.edu

<p>Using data from the Upper East Region of Northern Ghana, this study examined the influence of mobile money on well-being and development from a competence standpoint. The data reveals that mobile money use has a variety of capability-enhancing effects, ranging from empowerment to engage in the financial system to choice and agency to satisfy multiple functions that lead to higher well-being outcomes in work, health, and education. Erratic power supply and a weak network signal in some places are unfreedoms that must be removed in order for people to benefit from mobile money's enormous potential for well-being and human progress. The long-term reliance on family and social networks for financial assistance is a capability-decreasing element of mobile money. The study's findings indicate the need for development researchers to embrace a diverse and pragmatic conceptualisation of development in information and communication technologies.</p>

2022-01-10T00:00:00+00:00 Copyright (c) 2022 https://scispub.org/index.php/ajssr/article/view/141 2022-01-10T23:32:09+00:00 Jing Jin jing.jin@nipe.eeg.uminho.pt

<p>Mobile money, together with mobile broadband, is likely to be the primary growth engine for emerging market mobile network carriers. The service is gaining popularity and is beginning to contribute considerably to telecom income.</p> <p>There are still 2 billion individuals worldwide who do not have a bank account. This group is primarily located in less developed areas (Africa, part of Asia, and Latin America). A typical use case of a distant worker sending money to the family for living expenses is highly expensive for persons who do not have financial inclusion. Mobile penetration is substantially higher, allowing for these remittances to be sent in a cost-effective and simple manner. Because the system is based on feature phones and 2G technology, end users do not need to have the most recent smartphone or mobile broadband (SMS or Unstructured Supplementary Service Data-USSD channel).</p> <p>The most common application is domestic remittance. Bill payments and merchant payments are two others. International remittances are now feasible across various operators as well (cross-MNO agreements). Globally, there were already more than 100 million active mobile money accounts in 2014, with services available in around 90 countries.</p>

2022-01-10T00:00:00+00:00 Copyright (c) 2022